1. Upon payment of the specified fee, ePayAll.com . agrees to provide you (the "End User") a service that enables the "End User" the right to use our service to send and receive money if those said monies are available in your said account.

2. Disclaimer of Warranties and Limitation of Liability - " EPAYALL.COM " MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER WITH RESPECT TO THE SERVICE AND/OR THE PERFORMANCE OF THE SERVICE; INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. EPAYALL.COM DOES NOT WARRANT, GUARANTEE OR MAKE ANY REPRESENTATION REGARDING THE USE, OR THE RESULTS OF THE USE, OF THE SERVICE AND/OR THE PRODUCT IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, CURRENTNESS, OR OTHERWISE. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THE SERVICE AND THE PRODUCT IS ASSUMED BY THE END USER. EPAYALL.COM SHALL NOT BE LIABLE TO END USER FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES ARISING FROM THE BREACH OF ANY PAYMENTS OR CONTRACTS, THE FAILURE OF DELIVERY, DELAY IN DELIVERY, DELIVERY IN NONCONFORMING CONDITION, THE USE OF THE SERVICE AND/OR THE PRODUCT, OR FOR ANY OTHER BREACH OF CONTRACT OR DUTY BETWEEN TY AND THE END USER. EPAYALL.COM shall have no obligation to provide the Service, and shall have no liability to the End User in the event EPAYALL.COM is unable, as may be determined in the sole discretion of EPAYALL.COM : to make payment and or changes in methods of payment or operation that can make our service unsuitable for the end user.

3. Effectiveness of Agreement - The End User's use of the Service shall not in any respect whatsoever modify any of the terms, conditions, or restrictions contained in the license agreement or other agreement by which the End User initially acquired rights to use the Product or service (the "End User Agreement"), and the use of our Service shall in each and every instance remain subject to the terms, conditions, and restrictions contained in the End User Agreement.

4. General - Any and all claims or disputes relating to the Service shall be governed by the laws of the State of Wisconsin. For the purpose of resolving conflicts relating to the Service, EPAYALL.COM and the End User agree that venue shall be in the State of Wisconsin only, and, in addition, the End User hereby consents to the jurisdiction of the federal and state courts in the State of Wisconsin. EPAYALL.COM may assign its rights and delegate its duties with respect to the Service without providing notice to, or receiving the consent of, the End User.

We do accept other online payment processors for account funding.
In the event that your account is frozen, it will remain so for 180 days to clear against any chargebacks.

In the event that you decide to put a Stop Payment on a Check that we have sent you for a payout on your account balance, you will be charged $25.

Indemnification:
You agree to hold the ePayAll officers, exchange makers, agents, directors, and employees free from any claim, action, demand, loss or damages made or incurred by any third party arising out of or relating to your use of the Service. ePayAll will not be held responsible for any losses incurred in the ePayAll system. ePayAll will not be held responsible for any losses incurred by the account holder due to interruption of business, website delays or maintenance procedures. The company is not responsible for reporting or paying of taxes and fees incurred by the account holder.

Identity Theft:
Do you know if someone is impersonating you right now? Identity theft is serious business in today's high tech crime world. Bogus passports, Drivers Licenses, and Birth Certificates can easily be made with a very small amount of your personal information. Those can lead to credit cards, personal loans, business loans, lines of credit, even automobile sales in YOUR name! Be vigilant in protecting your good name and credit history. Check your credit report quarterly. Review bank and credit card statements for charges you do not recognize. Consider a Privacy Manager or Credit Protector Service from companies like American Express.

Buyer Beware - ePayAll.com assumes absolutely no responsibility for any purchases made through the ePayAll.com system. At any time you join any Income Opportunity or MLM program, or Matrix Website or purchase a product or service you are doing so at your own risk and that by signing up and joining EPAYALL you do hearby agree in FULL that you release ePayAll.com and all its affiliates and officers, employees, members and owners from ANY loss you may incur either by using this service, registering as an account holder or by signing up on one of the aforementioned type websites and or businesses, you completely indemnify EPAYALL and waive all your rights to file or have filed, any legal action of any type against EPAYALL.com,its owners, officers or members,employees and affiliates, and agree that EPAYALL, its officers, affiliates, members and employees will not be named by you or anyone, person, law firm, lawyer, former lawyer, that represents you in any legal actions Past, Present,or Future or any other actions of any sort IN ANY COURT IN THE COUNTRY and that you or anyone that represents you shall NEVER in any case seek monetary reimbursment from EPAYALL.com in any shape form or fashion, in ANY capacity due to our processing payments for any of the aforementioned types of websites or businesses. If you have a disagreement with one of the aforementioned type businesses then you agree that it is STRICTLY between YOU and THAT BUSINESS , and YOURSITE has no part of the dispute.. and that by simply signing up for an account with YOURSITE.com you agree that this is a legal and BINDING contract, and that you FULLY and WILLINGLY AGREE to ALL CONDITIONS mentioned EVERYWHERE in this user agreement and that if you violate any area, or term or condition set forth in this agreement you will be determined to be in breech of contract to EPAYALL.com and you automatically give EPAYALL at its own discretion the full right and authority to invoice you for a sum to be determined by EPAYALL of up to but not exceeding one million usd, this is without any court order, filing or appearence of any sort, you will simply pay the bill in full and on demand( agreement to all terms is required at the time of signup in order to have a EPAYALL account, so If you have a EPAYALL account you have already agreed to these terms).. we are a payment processor only and have no control of what these sites do and do not to . NO CALIFORNIA RESIDENT CAN PAY THROUGH OUR SERVICE IF YOU ARE JOINING A MATRIX TYPE SITE.

We do not issue refunds if the product, service or program turns out to not be what you thought it was, or if they don't hold up to their promises. You should thoroughly investigate any opportunity before making the decision to join Or product or service before you purchase - if it sounds too good to be true, it usually is. It should also be noted that voiding your credit card transaction you used to fund your ePayAll.com account for any reason constitutes credit card fraud as well as violates many other laws, and will be prosecuted to the maximum extent allowable."

SPAM COMPLAINTS:
SPAM AT NO TIME WILL BE TOLERATED. SPAM COMPLAINTS WILL RESULT IN THE TERMINATION OF YOUR ePayAll ACCOUNT. YOU WILL ALSO BE HELD RESPONSIBLE FOR ANY LEGAL COSTS INCURRED AS A RESULT OF YOUR SPAM ACTIONS. DO NOT USE THE ePayAll URL IN EMAILS FOR COMPANY ADVERTISING.

Money Laundering Prevention:
Subsection (1) of 18 U.S.C. §1956 makes it illegal to conduct or attempt to conduct a financial transaction with proceeds known to be from specified unlawful activity. The law requires us to monitor any unusual or suspicious transactions of any size taking place where we have reasons to believe the money is derived from illegal activity.

ePayAll.com MLM , Casino,and Account Profile Policies
While ePayAll.com does accept MLM and Income Opportunity vendors, you should note that joining any MLM or Income Opportunity is done at your own risk. There are many legitimate opportunities on the Internet and each one should be carefully investigated before making any decision to join. ePayAll.com will not offer refunds for these or any other purchases. These matters should be taken up with the vendor.
It should also be noted that reversing the funding method used to fund your ePayAll.com account is considered fraud and will be prosecuted to the fullest extent allowable by law. It is mandatory to use this site that you maintain full contact information, full banking information, and full credit card information in your profile at all times to comply with the know your customer portion of the us patriot act, any account found at anytime not to have such information in the profile of the account will have the account suspended and all monies will remain frozen for a period of 180 days to protect against any future chargebacks.

Restricted Activities. Your Information and your activities (including your payments and receipt of payments) through our Service shall not: be false, inaccurate or misleading; be fraudulent or involve the sale of counterfeit or stolen items; consist of providing yourself a cash advance from your credit card (or helping others to do so), violate ePAYALL's Acceptable Use Policy; infringe on any third party's copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy; violate any law, statute, ordinance, contract or regulation (including, but not limited to, those governing financial services, consumer protection, unfair competition, antidiscrimination, or false advertising); be defamatory, trade libelous, unlawfully threatening or unlawfully harassing; be obscene or contain child pornography; contain any viruses, Trojan horses, worms, time bombs cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or other personal information; or create liability for us or cause us to lose (in whole or in part) the services of our ISP's or other suppliers , also any website dealing with hacking , phreaking or any material of such nature will not be allowed. Violating any of the above terms will result in your account being suspended and any and all funds will be forfited. If you use, or attempt to use the Service for purposes other than sending and receiving payments and managing your account, including but not limited to tampering, hacking, modifying or otherwise corrupting the security or functionality of Service, your account will be terminated and you will be subject to damages and other penalties, including criminal prosecution where available.

Casinos: ePayAll.com DOES NOT ACCEPT ONLINE CASINO PAYMENTS and there are no exceptions!